Special Needs Trust Planning

A family’s greatest concern may be the continued well being of a special needs child or grandchild. Many families think they must disinherit a special needs child so that the child does not lose any governmental benefit, or worse, decide to ask a sibling to hold the inheritance for the special needs child.

We understand that individuals with disabilities have special needs, not only physical and/or emotional, but also financial and legal. Special needs planning can help ensure that a special needs person will continue to have the resources necessary to meet their needs without losing their public benefits. For example, the person would continue to receive public benefits to cover the basic needs of food, shelter and health care, while funds protected through special needs planning could pay for the extras in life such as education, travel and healthcare costs not covered by healthcare insurance. In other words, this planning ensures a difference in that person’s quality of life.